Benefits cap

Image: A mum with her young child completing an online formIf you are aged 16 to 64, there is a limit on the total amount of benefit you can get. This is called the Benefit Cap.

The benefit cap has been reduced and will be set at a different level depending on whether you live inside or outside London.

The Department for Work and Pensions (DWP) have sent letters to everyone who may lose benefit payments under the new rules.

What are the new benefit cap levels?

The benefit cap has been set at:
  • £442.31 a week (£23,000 a year) if you are a couple or have children and live in London
  • £384.62 a week (£20,000 a year) if you are a couple or have children and live outside London
  • £296.35 a week (£15,410 a year) if you are a single person and live in London
  • £257.69 a week (£13,400 a year) if you are a single person and live outside London.
The benefits included, when seeing if your benefit income exceeds the benefit cap, are:
  • Child Benefit
  • Child Tax Credit
  • Housing Benefit
  • Incapacity Benefit
  • Income Support
  • Jobseeker's Allowance
  • Employment and Support Allowance (except when in the support group)
  • Maternity Allowance
  • Severe Disablement Allowance
  • Widowed Parent's Allowance & Bereavement Allowance.
If you are keen to find out more about the changes or to find out how we can help please contact us. We can help you manage the change by looking at employability skills and can assist with applications for Discretionary Housing Payment requests and grants.


How is the Benefit Cap calculated?

The Department for Work and Pensions' (DWP) benefit cap calculator can give you an indication if you will be affected.

For further advice please contact us.

How we can help:

We're passionate about helping our customers to save money. And there are a number of ways we can help, including offering support on:
  • The best way to budget
  • How to open a bank account
  • How to claim benefits and understand the welfare benefit reforms
  • Top tips to reduce the cost of your bills
  • Grants and schemes you may be eligible for.

Interested?

Contact us today to find out how we can help - simply use the form below to get started.  You can also contact us in a number of other ways to find out more information about how we can help.
 Get in touch