Shared Ownership is a great way for many first time buyers to get on the housing ladder. This makes things a lot more affordable as it means you don't need such a big deposit. We explain more below.
If you buy a Shared Ownership home you can purchase a share of between 25% and 75% of the property from us. You’ll then pay a monthly rent for the share of the property that we still own and also pay towards any service charges owed. For example, buying a 40% share in a property means you pay a deposit and mortgage on the 40% share you own and pay rent on the 60% of the property we own.
We explain what Shared Ownership is and address some of the most common questions we receive about it. From buying and selling to eligibility, we're here to make things easy.
We’ve got a wide selection of new build houses and apartments to purchase as part of Shared Ownership schemes throughout London, the Midlands and the South East.
When homeowners that have brought their home from us are looking to move, we list their property on our website so others have an opportunity to buy through Shared Ownership.
Optivo are increasing the number of new homes we build. We’ll be investing £3.5bn in new homes over the next ten years and funding a development programme of 1,500 homes each year. Want to find out more? We've lots of information available on our website about the developments we've built and our approach to building new homes. Alternatively if you’ve a development opportunity you’d like to discuss with us we'd also encourage you to get in touch. Read more.