Need more help?

image: a couple having fun in the sunshine
image: Horizon Housing Group Pension Scheme logoYou can get more information and guidance about pensions and your pension choices from these independent websites: 

Pensions basics:

The Pensions Advisory Service offers free and impartial guidance to people with workplace and personal pensions.

Go to their website for full details or telephone 0800 011 3797.

Transfer guidance:

Further information about making a decision to transfer is available from:  You can also view this FCA video on what to expect from financial advice.

Pension scams:

Don’t let pension scammers ruin your retirement!

For more information about how to spot and report pension scams, go to the Pension Regulator's Pension Scams website or visit the Financial Conduct Authority's (FCA) website.


​Help with finding an independent financial adviser (or IFA): 

The Financial Conduct Authority (FCA) is the body that regulates financial advisers. 

Only firms and individuals with permission from the FCA can advise on pension transfers. You can check whether an adviser is registered on the FCA’s Financial Services Register 

You can check whether an advisor is registered and qualified to advise on pension transfers on the Personal Finance Society's register of qualified advisers.

State pensions

You can check your state pension age and get a state pension forecast from HMRC  


Need to get in touch?

Find out how to contact us with any enquiries you may have about the pension scheme.

Contact us